The Best Monero Wallet — Private by Default

MONERAI is a free, non-custodial Monero (XMR) web wallet built for people who believe financial privacy is a right, not a feature. Your keys are generated in your browser, encrypted on your device, and never transmitted to any server.

Why Choose MONERAI as Your Monero Wallet?

• Non-custodial — you hold the keys, you own the coins. We can't freeze, access, or lose your funds.
• No KYC — no email, no phone, no ID. Create a wallet in 30 seconds with just a password.
• Browser-based — works on any device with a browser. No downloads, no extensions, no app store.
• Built-in swap — convert BTC, ETH, USDT, and 40+ assets into XMR directly inside the wallet.
• Tor relay — all transactions can be relayed over Tor to hide your IP from remote nodes.
• Open source — every line of code is auditable. Trust is verified, not assumed.

How Monero Keeps Your Money Private

Unlike Bitcoin and most cryptocurrencies, Monero encrypts every transaction by default. There is no opt-in privacy — it's the protocol itself.

• Ring signatures — each spend is mixed with 15 decoys, making it impossible to identify the real sender.
• Stealth addresses — every payment goes to a unique one-time address. Your public address never appears on-chain.
• RingCT — transaction amounts are cryptographically hidden. Block explorers see only encrypted noise.

MONERAI vs Other Monero Wallets

Desktop wallets like the official Monero GUI require downloading the full blockchain (150+ GB). Mobile wallets connect to remote nodes but require app installation. MONERAI runs entirely in your browser — no setup, no sync wait, no storage requirements.

Unlike custodial exchanges, we never hold your funds. Unlike hardware wallets, there's nothing to buy. Just open the page and you have a wallet.

Send & Receive Monero

Sending XMR takes seconds. Enter the recipient address, choose the amount and priority (low/normal/high fee), and the transaction is signed locally and relayed to the network. Receiving is even simpler — share your address or generate unlimited subaddresses for each counterparty.

Swap Any Crypto to Monero

Don't have XMR yet? Use the built-in swap to convert BTC, ETH, USDT (TRC-20, ERC-20, BEP-20, SOL), USDC, SOL, BNB, XRP, ADA, TRX, LTC, DOGE, DOT and more directly into your private Monero balance. No account with the swap provider, no KYC, rate locked before you send.

Security

Your 25-word mnemonic seed is the master key to your wallet. It's generated using cryptographically secure randomness, encrypted with your password using AES, and stored only on your device. We literally cannot access it — there is no server-side copy.

If you lose your seed, your funds are gone forever. If someone steals your seed, your funds are theirs. Write it down. Store it offline. Never share it.