How to Create a Monero Wallet in 60 Seconds

Creating a Monero wallet with MONERAI takes under a minute. No app downloads, no email verification, no ID checks. Here's exactly how it works.

Step 1: Choose a Password

Open monerai.io and click "create wallet". Choose a username and a strong password (minimum 8 characters). This password encrypts your keys on your device — we never see it, and we can't reset it.

Step 2: Save Your Seed Phrase

You'll see 25 random words — your mnemonic seed phrase. This is the master backup of your wallet. Write it on paper and store it somewhere safe.

• Anyone with these 25 words can access your funds
• Without them, nobody can recover your wallet — not even us
• Never store your seed digitally (no photos, no cloud, no notes app)

Step 3: Verify Your Seed

To make sure you actually saved the seed, MONERAI asks you to enter two specific words (e.g., word #7 and word #18). Once confirmed, your wallet is ready.

Step 4: Start Using Your Wallet

You're now on the dashboard. From here you can:

• Receive XMR — go to the "receive" tab to see your address and QR code
• Send XMR — enter a recipient address and amount
• Swap crypto — convert BTC, ETH, or stablecoins to XMR
• Generate subaddresses — create unique addresses for each counterparty

Can I Use My Wallet on Multiple Devices?

Yes. Your wallet lives on the Monero blockchain, not on a specific device. Restore it anywhere using your 25-word seed — on MONERAI, on the official Monero GUI, or on any compatible wallet.

Is It Really Free?

Yes. MONERAI charges no fees on top of the standard Monero network fee (typically under 0.0001 XMR). There is no premium tier, no subscription, and no ads.